Affordability

Before you spend your way through your jeans, or settle for a Vespa when you could very well buy a rocket ship... Enter your details below to determine what you can afford.
You could afford a mortgage of around $0 on a variable rate, or $0 with a 5 year fixed rate. That is a $0 difference!

Payment

Enter your basics below to determine your monthly mortgage payment.
Your monthly payment is around $0.

Transfer Tax

Enter your details below, to determine the property transfer taxes for your province.
Your tax is $0.

Rate Check

Fill in your mortgage amount, current interest rate, and your term to see how much you'll save by getting James' best rate!
You could save $0 at our rate!

Variable Rate Strategy

Are you debating whether to go with a variable rate, versus a fixed rate? This will help you make that decision. Compare a 5 year variable rate to a 5 year fixed rate — just adjust the interest up or down to see how it affects your payment.
By using our simple variable strategy, you would save $0 over a fixed rate if the variable rate went up by 0% per year.